Planning to buy your first home in 2026? Here's your complete checklist.
Before buying, get pre-approved for financing—this shows sellers you're serious and helps you understand your budget. Check your credit score and address any issues. Save for down payment (3-20% depending on loan type). Get pre-inspected for issues. Research neighborhoods and schools. Understand closing costs (typically 2-5% of purchase price). Have an emergency fund for post-purchase repairs. Work with a Realtor who understands first-time buyer programs. Don't make major purchases or change jobs before closing. Being prepared makes the process smoother and faster.
Southern California's real estate market continues to evolve, and having an experienced local agent by your side makes all the difference. Whether you're a first-time buyer or a seasoned investor, National Realty Group's team of over 60 licensed agents is here to guide you every step of the way.
What is the bottom line for Southern California buyers and sellers?
The Southern California real estate market rewards those who are prepared and well-advised. If you have questions about buying, selling, or financing a home in Riverside, Temecula, San Diego, or any of the communities we serve, contact our team.
